Credit Assessment Tools

Credit Assessment Tools

Fintech

B2C

Website

Make a reliable and seamless user experience credit checking

Project Overview

Project Overview

Loan Assessment Tools streamline the credit checking process for customers applying for loans through Lancar by Danamas. Previously, credit analysts manually conducted these checks using Excel. To accelerate this process and enhance efficiency, Danamas has decided to digitize the entire credit checking workflow.

Impact

Enhance the user experience by significantly reducing credit checking wait times. This will be achieved by optimizing and integrating all steps involved, from data collection to final assessment, and minimizing errors through automation.

Enhance the user experience by significantly reducing credit checking wait times. This will be achieved by optimizing and integrating all steps involved, from data collection to final assessment, and minimizing errors through automation.

Challange

this is my first experience working at a Fintech company. Therefore, I need to understand how the business operates and how internal teams function and achieve their tasks. This is also my first experience with enterprise design. I recognize that designing for enterprise products requires a different approach compared to designing for customer-facing products.

Client

PT. Pasar Dana Pinjaman (Danamas)

Role

Associate Product Designer

Tools

Figma, Figjam, Jira, Slack, Miro

Timeline

8 month

My Role

My Role

Translated product requirements into pixel-perfect UI designs, ensuring that the needs of

both users and the business were met

Do a user interview and FGD with researcher to uncover the problem that user face

Key Learning

Understanding how the business work

It's crucial for you to understand how the business operates. This involves more than just following the requirements provided by the Product Manager. You also need to comprehend the pain points experienced by users and their feelings while using the product. By gaining insights from both the business perspective and user experiences, you can create a more effective and user-friendly solution.

Understand the meaning of beautiful design.

People often want a beautiful design, but is that really what users need to achieve their goals? In this project, I learned that a functional design is far more important than mere aesthetics. My users, for instance, preferred Microsoft Excel over other digital tools because it allowed them to accomplish their tasks more effectively. Initially, I focused on creating a design that was visually appealing and aligned with current trends. However, this approach backfired as users found that the new design did not help them achieve their goals. This experience taught me that prioritizing user needs and practical functionality over aesthetic beauty is crucial for creating successful and user-friendly products.

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